"...Economic illiteracy leads to poor personal financial habits. Students who have never taken a course in economics or personal finance may not appreciate the dangers of taking on too much debt at a young age. Weighing ourselves down with huge student loans and high credit-card balances before we land our first jobs will undermine our efforts to build wealth and prepare for the future. Compound interest and the time value of money are not concepts that are familiar to most teenagers.
Why, then, is there no national standard for teaching basic economics and financial literacy, the way there are proficiency standards for subjects like reading and math? Only 17 states require high-school students to take a single course in personal finance, never mind to demonstrate that we understand how credit works. According to the College Board, in 2013 more students took the Advanced Placement exam in psychology than took the macroeconomics and microeconomics exams combined.
We don’t need a federal mandate, or a Common Core-style controversy. The states that don’t teach economics or personal finance should simply learn from the ones that do it well. A 2015 report by the Finra Investor Education Foundation singled out Georgia, Idaho and Texas as doing a particularly good job of teaching students about money matters. “In all three of the states examined, we find a statistically significant increase in credit scores beginning two years following the implementation of the [financial education] mandate,” the report’s authors note...."
From basic mathematical and physical formulas that govern much of our world to the components of matter; from the structure of the cosmos to that of the human body-the discoveries of scientists over the last millennium have been remarkable.
Sciencia gathers together Useful Mathematical and Physical Formulae, Q.E.D, Essential Elements, Evolution, The Human Body, and The Compact Cosmos, six elegant and insightful short volumes spanning the realms of mathematics, physics, chemistry, biology, evolution, and astronomy, offering invaluable information to today's readers. Lavishly illustrated with engravings, woodcuts, and original drawings and diagrams, Sciencia will inspire readers of all ages to take an interest in the interconnected knowledge of the modern sciences.
Beautifully produced in thirteen different colors of ink, Sciencia is an essential reference and an elegant gift.
Learn the basics of chemistry through coloring.
This book introduces the concepts of:
The Periodic table
Protons, electrons and neutrons
Ionic bonds...and more!
Designed for teachers who want to teach writing effectively to students of different ability levels, this resource offers lessons, leveled organizers, and writing models to make planning and gathering materials a cinch. Seventeen units cover topics from structuring paragraphs to using elaboration to develop ideas, to persuasive essay writing. Helps ALL students master the writing skills and concepts they need to succeed on standardized tests and beyond.
National Geographic's classic atlas for kids is now fully revised and updated, with a reduced trim that makes it easy to carry and easy to browse. Complete with geo-themed games, crosswords, picture puzzles and more, this is the atlas for today's young explorers, as well as the perfect homework reference source.
Providing a visual representation that uses symbols to express ideas, concepts, and convey meaning, graphic organizers help to depict relationships between facts, terms, and ideas. The author demonstrates how graphic organizers have proven to be a powerful teaching and learning strategy.
All curricula are scaffolded (easy, medium, difficult) and differentiated (varying learning styles) to accommodate contemporary students whose acquisition of material requires varied modes of delivery.
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